Terms of Service

Agreement

By creating a PactTax account or using our services, you agree to these terms. If you do not agree, please do not use the service.

The service

PactTax helps you import bank transactions, classify income and expenses, estimate tax, and submit quarterly updates to HMRC under Making Tax Digital. We provide software tools — we are not a substitute for professional tax advice.

Subscriptions & trials

Your first filing to HMRC is on us. We do not ask for card details before it, and nothing is charged automatically when a trial ends — you subscribe deliberately, at checkout, or not at all.

Paid plans are billed yearly by default, at £120 a year for Standard, or monthly at £12 a month if you choose that at checkout. Prices include VAT. A paid plan renews automatically at the end of each billing period until you cancel, and you can cancel at any time from your billing settings. Refunds are handled in line with our billing policy at launch.

Your responsibilities

You are responsible for:

• Keeping your login credentials secure
• Reviewing classifications before submission to HMRC
• Ensuring information you provide is accurate and complete

Liability

To the extent permitted by law, PactTax is not liable for indirect or consequential losses arising from use of the service. Our total liability is limited to fees paid in the twelve months before a claim.

Contact

Questions about these terms: pacttax@rinegansolutions.com